OpenAI introduces ChatGPT Wallet with initial US Pro availability
2026-11-14 · OpenAI
ChatGPT Wallet: agent payments authorized purchase by purchase
OpenAI has introduced ChatGPT Wallet, which lets users authorize an agent to complete purchases on their behalf. The capability is rolling out gradually rather than launching for every region and account at once.
Approval and purchase flow
Users add a card once. Before each purchase, they can review the items, total, and selected card, then explicitly approve the transaction with a security check such as Face ID or a fingerprint. Each approval creates a record of the purchase the user authorized.
How card details are handled
After approval, the payment network provides a payment token instead of the actual card details. The business receives the token rather than the card number, security code, and expiration date, while the charge is made to the user's selected card. Existing card rewards and protections continue to apply to eligible disputes with businesses.
Initial availability
ChatGPT Wallet is initially rolling out in dots to eligible adult ChatGPT Pro subscribers in the US with eligible US-issued cards. OpenAI says availability may expand based on early use; users should rely on the official page and their account's actual availability prompts.
Source: [OpenAI announcement](https://openai.com/index/introducing-chatgpt-wallet).